Synchrony Financial balance sheet
At the end of its fiscal year on Dec 31, 2025, Synchrony Financial reported total assets of $119.09B and shareholders' equity of $16.77B. That works out to liabilities equal to 86% of assets, long-term debt of 0.91× shareholders' equity.
Balance sheet at each fiscal year end
| Fiscal year ended | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $90.21B | $95.81B | $106.79B | $104.83B | $95.95B | $95.75B | $104.56B | $117.48B | $119.46B | $119.09B |
| Cash & equivalents | $9.32B | $11.60B | $9.40B | $12.15B | $11.52B | $8.34B | $10.29B | $14.26B | $14.71B | $14.97B |
| Total liabilities | $76.01B | $81.57B | $92.11B | $89.74B | $83.25B | $82.09B | $91.69B | $103.58B | $102.88B | $102.33B |
| Long-term debt | $20.15B | $20.80B | $24.00B | $19.87B | $15.78B | $14.51B | $14.19B | $15.98B | $15.46B | $15.18B |
| Shareholders' equity | $14.20B | $14.23B | $14.68B | $15.09B | $12.70B | $13.65B | $12.87B | $13.90B | $16.58B | $16.77B |
| Reported in | 10-K 2018 | 10-K 2019 | 10-K 2020 | 10-K 2021 | 10-K 2022 | 10-K 2023 | 10-K 2024 | 10-K 2025 | 10-K 2026 | 10-K 2026 |
Balance-sheet figures are point-in-time values on the last day of each fiscal year. Some companies (for example banks and insurers) do not present current assets and liabilities; those cells show —.
Source: SEC EDGAR XBRL company facts for CIK 1601712 (raw data). Most recent filing in this dataset: 10-Q filed Oct 22, 2026. SEC data file dated Nov 3, 2026; page built Nov 5, 2026. Figures are as most recently reported, including restatements. How we select figures.