Citizens Financial Group Inc. income statement & cash flow
In the fiscal year ended Dec 31, 2025, Citizens Financial Group Inc. reported net income of $1.83B on revenue of $8.25B. Operating cash flow was $2.21B.
Income statement and cash flow summary
| Fiscal year ended | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.25B | $5.71B | $6.13B | $6.49B | $6.91B | $6.65B | $8.02B | $8.22B | $7.81B | $8.25B |
| Net income | $1.04B | $1.65B | $1.72B | $1.79B | $1.06B | $2.32B | $2.07B | $1.61B | $1.51B | $1.83B |
| Diluted EPS | $1.97 | $3.25 | $3.52 | $3.81 | $2.22 | $5.16 | $4.10 | $3.13 | $3.03 | $3.86 |
| Operating cash flow | $1.49B | $1.88B | $1.77B | $1.70B | $111.00M | $2.27B | $4.12B | $2.96B | $2.00B | $2.21B |
| Capital expenditures | — | $253.00M | $232.00M | $126.00M | — | — | — | — | — | — |
| Reported in | 10-K 2019 | 10-K 2020 | 10-K 2021 | 10-K 2022 | 10-K 2023 | 10-K 2024 | 10-K 2025 | 10-K 2026 | 10-K 2026 | 10-K 2026 |
Margins
Each figure divided by revenue for the same fiscal year.
| Fiscal year ended | Gross margin | Operating margin | Net margin |
|---|---|---|---|
| Dec 2025 | — | — | 22.2% |
| Dec 2024 | — | — | 19.3% |
| Dec 2023 | — | — | 19.6% |
| Dec 2022 | — | — | 25.8% |
| Dec 2021 | — | — | 34.9% |
Source: SEC EDGAR XBRL company facts for CIK 759944 (raw data). Most recent filing in this dataset: 10-Q filed Oct 28, 2026. SEC data file dated Nov 3, 2026; page built Nov 5, 2026. Figures are as most recently reported, including restatements. How we select figures.