Affirm Holdings, Inc. income statement & cash flow
In the fiscal year ended Jun 30, 2026, Affirm Holdings, Inc. reported net income of $1.93B on revenue of $4.26B. Operating cash flow was $1.23B and capital expenditures were $238.35M, leaving $992.63M of free cash flow (operating cash flow minus capital expenditures).
Income statement and cash flow summary
| Fiscal year ended | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $264.37M | $509.53M | $870.46M | $1.35B | $1.59B | $2.32B | $3.22B | $4.26B |
| Operating income | −$127.44M | −$107.79M | −$383.67M | −$866.05M | −$1.20B | −$615.85M | −$87.27M | $416.98M |
| Net income | −$120.45M | −$112.60M | −$441.03M | −$707.42M | −$985.35M | −$517.76M | $52.19M | $1.93B |
| Diluted EPS | −$2.84 | −$2.63 | −$2.94 | −$2.51 | −$3.34 | −$1.67 | $0.15 | $5.53 |
| Operating cash flow | −$87.65M | −$71.30M | −$193.13M | −$162.19M | $12.18M | $450.14M | $793.91M | $1.23B |
| Capital expenditures | $19.41M | $21.02M | $20.25M | $86.29M | $120.78M | $159.30M | $192.19M | $238.35M |
| Reported in | 10-K 2021 | 10-K 2022 | 10-K 2023 | 10-K 2024 | 10-K 2025 | 10-K 2026 | 10-K 2026 | 10-K 2026 |
Margins
Each figure divided by revenue for the same fiscal year.
| Fiscal year ended | Gross margin | Operating margin | Net margin |
|---|---|---|---|
| Jun 2026 | — | 9.8% | 45.3% |
| Jun 2025 | — | -2.7% | 1.6% |
| Jun 2024 | — | -26.5% | -22.3% |
| Jun 2023 | — | -75.6% | -62.1% |
| Jun 2022 | — | -64.2% | -52.4% |
Source: SEC EDGAR XBRL company facts for CIK 1820953 (raw data). Most recent filing in this dataset: 10-K filed Aug 27, 2026. SEC data file dated Nov 3, 2026; page built Nov 5, 2026. Figures are as most recently reported, including restatements. How we select figures.